Grow Your Business with Easy Business Loans!
Competitive Interest Rates
Enjoy low-interest rates that make your EMIs more affordable, ensuring a cost-effective business loan experience.
Hassle-Free Documentation
Simplified paperwork and minimal requirements ensure a smooth and quick loan approval process.
Flexible Tenure Up to 10Yrs
Choose a repayment period that fits your financial plan, with tenures extending up to 10 years.
High Loan Amount Eligibility
Get access to higher loan amounts, making it easier to finance your business without financial strain.
Why Choose Our Business Loan
Nalwar Marketing Services offers tailored Business Loan solutions to support your company’s growth and expansion. Here’s why our business loans stand out:
✅ Flexible Loan Amounts – Get loan amounts customized to your business needs, ranging from ₹10 lakhs to ₹50 crores.
✅ Competitive Interest Rates – Enjoy attractive interest rates starting from 9.25%, making financing affordable.
✅ Quick Approvals & Disbursals – Experience fast loan processing and minimal waiting time to access funds when needed.
✅ Minimal Documentation – Hassle-free paperwork ensures a smooth and easy loan application process.
✅ Customizable Repayment Tenure – Choose a repayment plan that suits your business cash flow, with tenures ranging from 12 months to 10 years.
Loan Eligibility Criteria
✅ Business Vintage – The business should have been operational for at least 2 years.
✅ Annual Turnover – A minimum annual turnover of ₹50 lakhs is required.
✅ Age Requirement – The business owner should be between 21 to 65 years.
✅ Credit Score – A CIBIL score of 700+ is preferred for better approval chances and lower interest rates.
✅ Profitability – The business must be profitable, with stable financial records over the past 2 years.
✅ Collateral Requirement – Some loans may require security (property, stocks, receivables, etc.), while others are available as unsecured loans.
Interest Rates & Processing Fees
✅ Interest Rate – Competitive interest rates based on business financials and creditworthiness.
✅ Processing Fee – Nominal processing charges applicable.
✅ Prepayment Charges – Subject to lender’s policies.
✅ No Hidden Fees – Transparent loan processing with clear terms and conditions.
Required Documents for Business Loan
We keep the documentation process simple and hassle-free. Below is a checklist of required documents based on your employment type:
For Self-Employed & Business Owners:
✅ Identity Proof – Aadhaar Card, PAN Card, Passport, Voter ID
✅ Address Proof – Utility Bills, Rent Agreement, Passport
✅ Business Registration Documents – GST Certificate, MSME Registration, Trade License
✅ Income Tax Returns – Last 2 years
✅ Bank Statements – Last 6-12 months
✅ Audited Financial Statements – Balance Sheet, Profit & Loss Statement
✅ Existing Loan Repayment Record – If applicable
For Companies & Partnerships:
✅ Company PAN Card
✅ MOA (Memorandum of Association) & AOA (Articles of Association)
✅ Board Resolution for Loan Application
✅ Partnership Deed (if applicable)
✅ Bank Statements – Last 6-12 months
✅ Income Tax Returns & Financial Statements
Eligibility Criteria & Required Documents for Business Loan
What are the eligibility criteria for a business loan?
To be eligible for a business loan, your business should be operational for at least 2 years, with a minimum annual turnover of ₹50 lakhs. Additionally, the business owner must be between 21 to 65 years old, and a good credit score is preferred.
How much can I borrow through a business loan?
Loan amounts typically range from ₹10 lakhs to ₹50 crores, depending on the size of your business and your financial situation.
What documents are required to apply for a business loan?
Required documents include identity proof, business registration documents, income tax returns for the last 2 years, bank statements for the past 6-12 months, and financial statements like the balance sheet and profit & loss statement.
How long does it take to get approval for a business loan?
Approval time varies, but typically, business loan applications are processed within a few days to a few weeks depending on the loan amount and documentation.
Is collateral required for a business loan?
Some business loans may require collateral such as property or receivables. However, unsecured business loans are also available based on the creditworthiness of your business.