Fulfill Your Dreams with Easy Personal Loans!
Competitive Interest Rates
Enjoy low-interest rates that make your EMIs more affordable, ensuring a cost-effective home loan experience.
Hassle-Free Documentation
Simplified paperwork and minimal requirements ensure a smooth and quick loan approval process.
Flexible Tenure Up to 7Yrs
Choose a repayment period that fits your financial plan, with tenures extending up to 7 years.
High Loan Amount Eligibility
Get access to higher loan amounts, making it easier to finance your dream home without financial strain.
Why Choose Our Personal Loan
Nalwar Marketing Services offers personalized Personal Loan solutions designed to help you achieve your financial goals. Here’s why our personal loans stand out:
✅ Flexible Loan Amounts – Borrow amounts that suit your needs, ranging from ₹50,000 to ₹25 lakhs.
✅ Attractive Interest Rates – Avail affordable interest rates starting from 10%, making personal financing easier.
✅ Fast Approvals & Disbursals – Get quick loan approvals and speedy disbursal, so you can access funds without delay.
✅ Minimal Documentation – Simple and hassle-free documentation for a smooth and quick application process.
✅ Customizable Repayment Tenure – Choose a repayment plan that fits your financial situation, with tenures from 12 months to 7 years.
Loan Eligibility Criteria
⭐ Age Requirement – You should be between 21 to 60 years of age.
⭐ Income – A minimum monthly income of ₹20,000 is required (varies by lender).
⭐ Employment Type – Salaried or self-employed individuals are eligible.
⭐ Work Experience – Minimum of 1 year in current employment or business.
⭐ CIBIL Score – A CIBIL score of 650+ is preferred for better approval chances and lower interest rates.
⭐ Income Stability – A stable income with a consistent work history increases loan approval chances.
⭐ Documentation – Basic KYC documents, income proof, and address proof are required for the loan application.
Interest Rates & Processing Fees
💎 Processing Fee – Nominal processing charges apply, based on loan amount and lender policies.
💎 Prepayment Charges – Applicable as per the lender’s prepayment policy.
💎 Flexible Loan Amount – Choose the loan amount that best suits your needs, ranging from ₹50,000 to ₹25 lakhs.
💎 No Hidden Charges – Transparent process with no hidden fees or surprises.
💎 Repayment Flexibility – Enjoy the flexibility of choosing a repayment tenure that suits your financial situation.
Required Documents for Personal Loan
We make the document submission process simple and hassle-free. Below is a checklist of required documents:
🔹 Identity Proof – Aadhaar Card, PAN Card, Passport, Voter ID
🔹 Address Proof – Utility Bills, Rent Agreement, Passport, Bank Statement
🔹 Income Proof – Salary Slips (Last 3 months), Bank Statements (Last 6 months), Income Tax Returns (Last 2 years)
🔹 Employment Details – Employment Certificate, Business Proof (if self-employed)
🔹 Photographs – Passport-sized photographs (2-3)
🔹 Signature Verification – For salaried individuals, a copy of the signature verification document
Eligibility Criteria & Required Documents for Personal Loan
What is the eligibility for a personal loan?
To qualify for a personal loan, you must be between 21 to 60 years old, have a stable monthly income (minimum ₹20,000), and maintain a good credit score (650+). Additional criteria may apply based on the lender.
How long does it take to get approval for a personal loan?
Loan approval typically takes 1-3 business days, depending on your documentation and the lender’s processing time. After approval, funds are usually disbursed within 24-48 hours.
What documents are required for a personal loan?
You will need identity proof (Aadhaar, PAN), address proof (Utility Bill, Passport), income proof (Salary slips, Bank Statements), and photographs. Additional documents may be required depending on the lender.
Can I prepay my personal loan? Are there any charges?
Yes, you can prepay your personal loan. However, some lenders may charge a prepayment fee based on their policy. It’s recommended to check the lender’s terms for prepayment details.
What is the maximum loan tenure available for a personal loan?
The maximum loan tenure for a personal loan can range from 12 months to 7 years, depending on the loan amount, lender, and your repayment capacity.